I had a call trying to collect 894.00 on a miricle mastercard which i have never had. They had my last 4 numbers of my s.s. and not sure where they got my phone number!They asked if I was John Burres,I said yes,they asked if I lived somewhere in Dallas which I did not.The young lady said I owed 894.00 for the last 8 months,and she gave me the fraud division number,which I later found out was a guy sitting right next to her.They said payments were made at a JPMorgan bank but always where insufficient funds.Then he said he would mail me a form,fraudulent chare dimmisal form to fill out and mail back and everything would be taken care of.I gave him my address which I now realize he didnt have,big mistake.I now have the form whic is asking for everything in the world needed to estasblished my id,even a request to send a copy of my drivers license,dob,employer,full ss number etc.The form comes from po. box105341 Atlanta Ga,the retirn envelope goes to po box, 105374 Atlanta.The form looks computer created,anyway this is a fraud id theft scheme I"am sure of.On ther web site it now says they are no longer taken applications.Will try and find out who to turn this over to,I"ve not checked my credit report yet,but I"am sure thereis nothing there I hope.Really getting scary out there on all this,this was a pretty good one they are getting better,makes me want to put all my money under my pillow.

Thanks for your article information these tips will help for so many credit card users and depositors to use in a good path.