Sponsors:

News and Advice
Agency Online Phone Mail
Federal Trade Commission Available 877.438.4338 Identity Theft Clearinghouse
Federal Trade Commission
600 Pennsylvania Avenue, NW
Washington, DC 20580
Equifax Fraud Division Available 800.525.6285 Equifax Fraud Division
P.O. Box 740250
Atlanta, GA 30374
TransUnion Fraud Division Available 800.680.7289 TransUnion Fraud Division
P.O. Box 6790
Fullerton, CA 92634
Experian Fraud Division Available 888.397.3742 Experian Fraud Division
P.O. Box 1017
Allen, TX 75013
US Postal Inspector Available 800.275.8777 Inspection Service Support Group
222 S Riverside Plaza STE 1250
Chicago IL 60606-6100
Social Security Administration Available 800.269.0271 SSA Fraud Hotline
PO Box 17768
Baltimore MD, 21235
US State Dept's Passport Services Department Available 202.955.0430 U.S. Department of State, Passport Services
Consular Lost/Stolen Passport Section
1111 19th Street, NW, Suite 500
Washington, DC 20036
Securities and Exchange Commission Available   SEC Complaint Center
100 F Street NE
Washington DC, 20549-0213
Agency Online Phone Mail
Equifax, Canada Available 800.465.7166 Equifax Credit Information Services
Consumer Fraud Division
Box 190 Jean Talon Station
Montreal, Quebec
H1S 2Z2
TransUnion, Canada Available 877.525.3823 TransUnion
Fraud Victim Assistance Department
P.O. Box 338, LCD 1
Hamilton, Ontario
L8L 7W2
TransUnion, Canada Available 877.713.3393 TransUnion Fraud Victim Assistance Department
1 Place Laval, suite 370
Laval, Quebec
H7N 1A1
PhoneBusters Available 888.495.8501 PhoneBusters
Box 686
North Bay, Ontario P1B 8J8

From Federal Trade Commission Identity Theft Program:

2003 FTC Survey on Identity Theft (PDF File)

FTC Releases Survey of Identity Theft in U.S. 27.3 Million Victims in Past 5 Years, Billions in Losses for Businesses and Consumers

‘Active Duty’ Alerts Help Protect Military Personnel from Identity Theft (PDF File) | (HTML Version)

ID Theft: What It’s All About (PDF File) | (HTML Version)

The FTC’s primer on identity theft. Includes how to minimize the risk of identity theft and basics on what to do if you are a victim.

Take Charge: Fighting Back Against Identity Theft (PDF File) | (HTML Version)

The FTC’s comprehensive guide for victims of identity theft. Includes the ID Theft Affidavit.

ID Theft Affidavit (PDF File)

This form helps you report an identity theft to your creditors.

What To Do If Your Personal Information Has Been Compromised (PDF File) | (HTML Version)

How to respond if your personal information is compromised when an organization’s security is breached.

Identity Crisis… What to Do If Your Identity Is Stolen (PDF File) | (HTML Version)

Four pages of advice on dealing with identity theft.

Identity Thieves Can Ruin Your Good Name: Tips for Avoiding Identity Theft (PDF File) | (HTML Version)

Basic tips on a wallet-sized card.

Remedying the Effects of Identity Theft (PDF File)

Summarizes your rights as a victim of identity theft.

How Not to Get Hooked by a Phishing Scam (PDF File) | (HTML Version)

How to avoid online scammers who want to steal your personal information.

Getting Purse-onal: What To Do If Your Wallet or Purse Is Stolen (PDF File) | (HTML Version)

Basic advice on a single page.

Your Access to Free Credit Reports (PDF File) | (HTML Version)

Educates consumers about their right to a free copy of their credit reports. The brochure outlines the nine-month roll-out period that began on December 1, 2004; explains the ordering process by Web, toll-free telephone number, and postal address; and includes a copy of the standard credit report request form.

Privacy Choices for Your Personal Financial Information (PDF File) | (HTML Version)

Explains that federal law gives you the right to stop (opt out of) some sharing of your personal financial information, that you will receive privacy notices from financial institutions you do business with, and what to do when you receive the notices.

Recent Forum Posts
HypnoBudgets

You know you’re in trouble when you turn on the cold water faucet and what comes out is hot water for the first three or four minutes.  Its supposed to be 102F here today.  That’s pretty hot. And I have two cats. Complete with fur. How do they stay cool in the summer? We always hear how someone left a dog in a car and they had a heat stroke but what about our cats?

What do beans and left over salad have in common? Both can be tossed into a burrito for a cheap, filling meal. 

Plasma donation. I does it.

Saving money as a single can be difficult. You’d think it wouldn’t be, since there is only one of you, but cooking for one can be more expensive and time intensive. And when you’re busy and tired you don’t want to spare that extra time. You end up living on prepared foods and take out. After all, who wants to cook for one? So how to save money in the biggest money waster: food?

There’s snow on the mountain tops where I live already. Its getting too cold to wear sandals and I need a sweater. The dark will soon do me in. Its winter and these are all normal things, and for me and many people like me, so is the depression that will set in soon. The winter blues. 


Read More...