Is it possible to have too many credit inquiries showing on your report and, if so, can you have them removed?

The inquiry section contains a list of businesses that have received your credit report within the past 24 months. This can look bad to a potential Creditor. They may believe that you’ve received these lines of credit and the accounts have just not appeared on your credit reports yet. If they believe that you have overextended yourself, you can find yourself being denied credit, due to the inquiries.

I’ve never had this occur (which doesn’t mean it can’t). Be careful when soliciting credit lines. If you’re interested in buying a new car, don’t let every dealership in town request your credit report. Shop around, settle on the car you’re interested in, and THEN let them run your credit. Treat your credit report as a very special, private thing that is NOT meant to be seen by everyone in the world! Practice safe-crediting! smile

Most potential Creditors disregard inquiries over 6 months old, since by that time, the account should have appeared on your report, if you really did receive the credit. 

• Forums!

• Canadian Information

• Credit Reports
  • Obtaining Your Credit Reports
  • Understanding Your Credit Reports
  • Disputing Your Credit Reports
  • Improving Your Credit

• Credit Scores
  • What is a Credit Score?
  • How Credit Scores are Calculated
  • Importance of Credit Scores
  • Improving Your Credit Score
  • Obtaining Your Credit Score

• Information on Identity Theft
  • What is Identity Theft?
  • How does ID Theft Occur?
  • How to Minimize Your Risk
  • If you are a victim...

• Personal Finances
  • Bankruptcy Information
  • Bank Information
  • Credit Card Information
  • Insurance
  • Money Saving Tips
  • Mortgage
  • Social Security
  • Hoaxes, Scams, Etc

• Resources and Publications
  • Calculators
  • For Credit Reports & Credit Scores
  • For Identity Theft
  • Sample Letters
  • Frequently Asked Questions
  • Worksheets

• General