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yet another link on social security:

Commentary: “Economic Scene: A Weekly Column” from the December 27, 2004 edition

One man’s retirement math: Social Security wins
By David R. Francis | Staff writer of The Christian Science Monitor

At the heart of President Bush’s plan to sell Social Security private accounts is a simple notion: You’re always better off investing your retirement money than letting the government do it.

By doing it yourself, you can stow some money in the stock market, and over the long run will get a better return on that investment than today’s Social Security system offers.

The idea is broadly accepted. That’s why the administration’s plan to partially privatize the system sounds appealing to many. But that better return won’t always happen.

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