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Obtaining Your Credit Information Once a year, you should check your Credit Report for accuracy and to guard against Identity Theft. Since Creditors may report to one or more Credit Reporting Agencies, it is suggested that you request a report from each. Married couples should each request a separate report from all three agencies, as the information may be different for each spouse. You can also obtain a copy of the Credit Reporting Agency’s Credit Score for you. These are not a part of your Credit Report, so must be requested separately (or, in addition to). In Canada… In Canada, you may request a copy of your credit report by mail (FREE) or online (FEE) from the major Credit Reporting Agencies. In addition, you may request your Credit Scores, though there is a fee.
Opting Out of Marketing Lists
For Canadians, the only information that I’ve been able to find on “opting out” is to contact the Canadian Marketing Association. See their site for more details. Also, you may want to check the Office of the Privacy Commissioner of Canada site. If you are aware of other options available, please let me know!
Next entry: Understanding Your Credit Report Previous entry: Obtaining Your Credit Report (US) |
Credit Topics
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Survey of Consumer Finances Feds Cut Interest Rate Homes Facing Foreclosures Doubles Credit Freeze Laws, Effective Nov 1st New Study on Identity Theft in debt we trust Free Annual Credit Reports! News By Month November 2007 October 2007 November 2006 October 2006 April 2005 February 2005 |
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