**Note: This letter may be adjusted to send to a Creditor as well as the Credit Bureaus**

Letter Date

Credit Bureau Name
Credit Bureau Address

RE: Request for reinvestigation of disputed item
ID#: if provided on credit report

Dear Sirs:

Although you have previously investigated the item below, I am still in disagreement with it. Since this item is highly injurious to my credit report, please reinvestigate and provide me with the names and business addresses of the persons with whom you verified these items, so that I may contact them myself. Please forward this information to me, along with a copy of my credit report.

Your Name
Your Current Address
SSN
DOB

Credit Report Date: Date

Item disputed:

Creditor
Account Number
**Statement of dispute, i.e. “This is not my account”, “This item is inaccurate”**

Sincerely,

Your Name
Your Address