It’s that time again. This year I’ve got a whole long list of resolutions. That’s right. New years is just two days away. I’ve got my list. Do you have yours? If you are like more than half of all American’s the answer is no.
Eight years ago I moved to Salt Lake with very little. My son, my computer and my car. The rest of what I had fit in my car. Clothing. Nothing else. That was it. Six months later we still hadn’t accumulated much more. So it was a devastating loss when the car broke down that last time. With no money to fix it I had to let it go. My only option was public transportation.
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the recent failure of indymac bank has brought attention to just what “fdic insured” means. the federal deposit insurance protects the first $100,000 of deposits that you may have in a bank. anything beyond that and, if your bank fails, it’s a loss. in the case of indymac customers, about 5% of the total deposits were uninsured. while i would suggest that people make sure their funds are fdic insured, the following article caught my eye….
i have a pet peeve with banks - i find it disturbing to be called at home by someone purporting to be from my bank, who asks me about my accounts and charges on those accounts. my normal reaction is to give them absolutely no information and to request a name and phone number from them. it may seem somewhat paranoid, but with identity theft a very real issue, it’s the safest way.
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