You’ve ordered and received your credit report, verified the information on it and identified items to be disputed…
I suggest that you dispute all NEGATIVE items. (Don’t dispute an outdated POSITIVE item. I did that once. It was removed and I felt like an idiot later.)
There are several methods you can use: (1) dispute items with the Credit Reporting Agencies, (2) dispute items with the Creditors, (3) negotiate with your Creditors, (4) file segregation (do NOT use. illegal.), and (5) a statement to be included with your credit report.
Choose the method that best fits your situation.
Continue Reading... Disputing Your Credit Report Entries
Contact Information to be used when disputing Credit Report entries…
Continue Reading... Disputing Credit Entries - Contact Information (US)
Contact information to be used when disputing Credit Report entries…
Continue Reading... Disputing Credit Entries - Contact Information (Canada)
I was told that my letters to the Credit Bureaus must contain the specific law that required them to remove disputed items that cannot be verified. Your letters do not state the laws in them. Do you know if this is necessary?
Continue Reading... FAQ: Letters To Creditors
I am trying to buy a house and I have a bankruptcy and an item in collections. Is it possible to clear that up?
Continue Reading... FAQ: Clearing Report of Bankruptcies and Collection Items
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Good by kevlar
Innovis: The "New" Credit Reporting Agency by arin721
Sample Letters - Quick Links by arin721
Resources for Identity Theft - Quick Links by arin721
Resources for Credit Repair and Credit Scores - Quick Links by arin721
It’s that time again. This year I’ve got a whole long list of resolutions. That’s right. New years is just two days away. I’ve got my list. Do you have yours? If you are like more than half of all American’s the answer is no.
Eight years ago I moved to Salt Lake with very little. My son, my computer and my car. The rest of what I had fit in my car. Clothing. Nothing else. That was it. Six months later we still hadn’t accumulated much more. So it was a devastating loss when the car broke down that last time. With no money to fix it I had to let it go. My only option was public transportation.
You know you’re in trouble when you turn on the cold water faucet and what comes out is hot water for the first three or four minutes. Its supposed to be 102F here today. That’s pretty hot. And I have two cats. Complete with fur. How do they stay cool in the summer? We always hear how someone left a dog in a car and they had a heat stroke but what about our cats?
What do beans and left over salad have in common? Both can be tossed into a burrito for a cheap, filling meal.
Plasma donation. I does it.
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