You’ve ordered and received your credit report, verified the information on it and identified items to be disputed…
I suggest that you dispute all NEGATIVE items. (Don’t dispute an outdated POSITIVE item. I did that once. It was removed and I felt like an idiot later.)
There are several methods you can use: (1) dispute items with the Credit Reporting Agencies, (2) dispute items with the Creditors, (3) negotiate with your Creditors, (4) file segregation (do NOT use. illegal.), and (5) a statement to be included with your credit report.
Choose the method that best fits your situation.
Continue Reading... Disputing Your Credit Report Entries
Contact Information to be used when disputing Credit Report entries…
Continue Reading... Disputing Credit Entries - Contact Information (US)
Contact information to be used when disputing Credit Report entries…
Continue Reading... Disputing Credit Entries - Contact Information (Canada)
I was told that my letters to the Credit Bureaus must contain the specific law that required them to remove disputed items that cannot be verified. Your letters do not state the laws in them. Do you know if this is necessary?
Continue Reading... FAQ: Letters To Creditors
I am trying to buy a house and I have a bankruptcy and an item in collections. Is it possible to clear that up?
Continue Reading... FAQ: Clearing Report of Bankruptcies and Collection Items