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i have a pet peeve with banks - i find it disturbing to be called at home by someone purporting to be from my bank, who asks me about my accounts and charges on those accounts.  my normal reaction is to give them absolutely no information and to request a name and phone number from them.  it may seem somewhat paranoid, but with identity theft a very real issue, it’s the safest way.


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Topic: Hoaxes, Scams, Etc

I just received the following email.  Looks very authentic...I guess.  Might fool someone.  Don’t let that someone be YOU. 


Continue Reading... Email Scam Alert!
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Imposter sites plague free credit report site

A Web site created by federal mandate last year to help consumers spot identity theft is opening up new avenues for fraud, according to a privacy watchdog group.

The site, AnnualCreditReport.com, offers consumers free copies of their own credit reports. It was launched in December by Equifax, Experian and TransUnion, the three major credit reporting agencies in the United States, in accordance with the Fair and Accurate Credit Transactions Act of 2003. The federal law aims to quell growing concerns over privacy and disclosure of sensitive financial data.


Continue Reading... Beware: Free Credit Report Site Hoaxes
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yet another nigerian letter, promising to give me millions.  i’m really only posting this because it makes me chuckle and it’s been awhile since i got one of these emails.  but just in case you might be fooled, it’s a scam!


Continue Reading... LOL, scam :)
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HypnoBudgets

You know you’re in trouble when you turn on the cold water faucet and what comes out is hot water for the first three or four minutes.  Its supposed to be 102F here today.  That’s pretty hot. And I have two cats. Complete with fur. How do they stay cool in the summer? We always hear how someone left a dog in a car and they had a heat stroke but what about our cats?

What do beans and left over salad have in common? Both can be tossed into a burrito for a cheap, filling meal. 

Plasma donation. I does it.

Saving money as a single can be difficult. You’d think it wouldn’t be, since there is only one of you, but cooking for one can be more expensive and time intensive. And when you’re busy and tired you don’t want to spare that extra time. You end up living on prepared foods and take out. After all, who wants to cook for one? So how to save money in the biggest money waster: food?

There’s snow on the mountain tops where I live already. Its getting too cold to wear sandals and I need a sweater. The dark will soon do me in. Its winter and these are all normal things, and for me and many people like me, so is the depression that will set in soon. The winter blues. 


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