It’s Sunday and I’m counting down the hours until I can pick up my check tomorrow and have money again. I planned poorly for paying my dental bill upfront and so this week has been much harder then it needed to be. I knew better too. Do you also sometimes have trouble covering bill, scrambling at the last minute to come up with the money? Living on oatmeal and Ramen Noodles for a week isn’t much fun. And yet we do this to ourselves over and over.

Continue Reading... Budgeting 101: The secret of the Envelopes

  When you think of summer what comes to mind? Lemonade? Watermelon? Picnics? Swimming pools? Icy frozen treats straight out of the freezer? Maybe running through a sprinkler in the wet grass? All things that will help cool you down. Face it. Summer is hot! Its part of what we love about summer and most of what we hate.   While I don’t know of any specific scientific data, it seems to me that being cool becomes more and more important as we get older. Do we just feel the heat more? Perhaps it is the lack of a three month summer vacation that makes us more aware of just how hot it is. Or the fact that most adult small talk centers on the weather. One of an increasing shrinking number of ‘safe’ topics to discuss with strangers at the bus stop, it is nonetheless a constant reminder of…

Continue Reading... The Wetness of Toes

If you are going to take control of your financial situation, the most basic thing you will need to master is the idea of a budget. Generally speaking, a budget refers to a list of all income you receive and all planned expenses for a specific period of time, usually a month, or even a year. Knowing where and how much you are spending is the first step in taking control of your money, knowing where you can cut back and planning for financial goals.   So, how do you get started?

Continue Reading... Budgeting 101 : Knowing your flow

We’re welcoming a new contributor, Sasha of www.hypnobird.com, to the site!  Check here in the future for tips / hints / advice on living life on a budget!  I’m looking forward to it and hope you’ll enjoy it as well! Yay and Welcome, Sasha!

Continue Reading... New Section!